A. You must be 18 years of age or older and up to 80 years and 11 months of age at the time of full repayment.
*Persons under the age of 18 cannot use shopping loans.
*Students under high school age are not permitted to use this service.

A. If the total product price exceeds 10 million yen, shopping loans cannot be used.Orders that fall under this condition will be automatically cancelled.

A. The minimum application amount is 30,000 yen, and the minimum monthly payment amount is 3,000 yen.

A. When filling out the application form, you will need to provide your driver's license, health insurance card, or passport number for verification purposes.
You only need to enter information on the web; faxes or emails are not required.

A. The review will be completed on the same day at the earliest. We also accept reviews 24 hours a day.
*It may take some time and date for the loan application to be reviewed from the time your order is completed until the contract is finalized.

A. The payment will be debited from your bank account.
You will receive account registration documents from Sumitomo Mitsui Card Company, Limited. Please register online using the 2D barcode provided, or fill in the necessary information and return it to us within one week.

A. You cannot change the number of payments (either increasing or decreasing) during repayment.

A. Yes, it is possible. Please contact the Sumitomo Mitsui Card Customer Support directly.
　050-3827-0375
　(Business hours: 10:00–17:00 / Closed during New Year holidays)

A. After signing the contract, you will receive a statement of your usage by mail from Sumitomo Mitsui Card Company, Limited.
If you lose your card, you can contact the customer center listed above to have it reissued.
*We cannot issue these certificates.

A. The first payment amount includes any payments less than 100 yen from the second payment onwards.